How To Open HDFC Bank Account Online?

Steps to Open HDFC Bank Savings Account Online/Offline

1. The person who is willing to open a new savings bank account in HDFC Bank can open it online or offline.
2. In online mode, the aspirants should open the website of HDFC Bank and then go to the Save tab, you will find the option of Open Saving Bank Account.
3. Click on that and fill out the application form.
4. Persons who want to open an offline Saving Bank account in HDFC Bank can visit the nearest branch of the HDFC Bank.
5. Ask the Manager/Officer for the form required for the New Saving Bank account.
6. Write the details in the HDFC Bank Saving Bank Account form, and write the valid details to avoid any rejection.
7. The next step is to have the KYC documents, these documents will be required to be submitted online or offline in both ways along with the Saving Account Form. 
8. In case you are applying online, upload the docs with the Online Saving Account form.
9. The Documents submitted by you will be verified by the representative of the HDFC Bank.
10. The HDFC Bank will verify the DOB, Name, Address, etc of the applicants.
11. Now, the HDFC Bank representative will ask you to deposit the initial amount for opening the savings account. The Zero Balance account does not require money while opening the HDFC Bank Saving Account. 
12. When the account gets opened, and money gets deposited, the HDFC Bank Officials will provide you the Debit Card, Pass Book, etc.

Eligibility Criteria to Open a Savings Account in HDFC Bank

A person who is going to apply for the HDFC Bank Savings Account should see the eligibility needs first given below.

1. The citizens of India will be allowed to open a savings account in HDFC Bank.
2. The person should be more than 18 years of age, if not, parents can open the account on behalf of a minor.
3. You should have the necessary KYC documents with you before applying for the HDFC Bank Saving Account.
4. You should be aware of the initial amount required to open the HDFC Bank Saving Account.

Documents Required

The HDFC Bank will ask you to deposit the following documents while submitting the form for the savings account, and these docs are required in both modes, online and offline. 

1. Identity Proof: You can give your Passport, driver’s License, Voter Card, etc for Identity Proof.
2. Address Proof: You can submit a Passport, Driver’s license, Voter Card ID card, etc for address proof.
3. Submit your PAN Card and if a PAN Card is not available, deposit Form 16.
4. You should have 2 latest passport-size photos

What You Should Know Before Opening an HDFC Bank Savings Account

The applicants who are going to open a savings bank account in HDFC Bank should be aware of the following facts. 

1. The applicants should see the interest rate on the Saving Bank Account before apyin therefore you will know how much return you will get in HDFC Bank.
2. You should be aware of the minimum balance requirements for opening the HDFC Bank Saving Bank account, in some cases the balance will be zero and in other cases, the balance can be Rs 1000, Rs 500, Rs 10000, Rs 50000, etc.
3. Check the penalty fees if you are not able to maintain the minimum balance in the HDFC Bank Saving Account.
4. You should ask the number of transactions and withdrawals you can do in one day in the HDFC Bank Saving account.
5. The person should see if the HDFC Bank will take extra charges for the cheque withdrawals and ask about the ATM withdrawal limit.

Safety Tips for HDFC Bank Savings Account Persons

1. If you receive any message of a transaction you did not do, visit the HDFC Bank branch and inform them about the fraud.
2. Never share the Acunt Password or PIN with anybody on the phone, social media, email ID, etc.
3. Keep a regular checkup on your passbook for safety purposes. 
4. If your ATM card is lost inform the HDFC Bank Nearest Branch manager, and they will seize the ATM, to avoid any fake transactions. 
5. Always use a secure shopping website when you use HDFC Bank online payment services.